If you experience any problems, call the Nedbank Contact Centre immediately on +27 (0)800 555 111 or +27(0)10 217 4142 or send an. International lounge visits. Shongololo Premium Lounge - International Departures. Learn more about all 17 airport lounges at Hamad International Airport (DOH), incl. They provide you with complimentary food and drink, a quiet, comfortable place to sit and allow you to charge up your devices to download a few TV shows or get some last-minute work done before your flight. • The name on your card must match the name and surname on the boarding pass. NerdWallet rating. 24/7. Choose the card you'd like to enroll. This benefit can be availed by you as well as the supplementary cardholders along with a free accompanying guest each using LoungeKey Program. Capital One is so committed to airport lounges that it is building three of its own and promises more. Save. S. When travel calls, we answer. You are entitled to take in one guest during each visit. Other upcoming lounge locations. Judi Hughes says: November 30, 2022 at 7:27 pm. Earn double Miles for all eligible spend* in the first month after your account has been opened. There are three types of lounge to choose from: My Lounge – £22. $550 to $650 for an Alaska Lounge+ membership with access to Alaska-operated. JOIN. Members of Priority Pass, the world’s largest independent lounge access initiative, can visit over 1,300 lounges globally. Extremely low monthly fee and income required. Delta SkyMiles ® Platinum Business American Express Card **. 1 Complimentary lounge access is available to holders of the cards listed below, provided the cards are in good standing: SUMMARY. military personnel traveling in uniform; The credit card workaround. 1, 2025, cardholders will only get 10 visits per program. How to gain access to an SAA-operated airport lounge All you have to do, as a qualifying primary or secondary cardholder, is show your voucher generated. offer airport lounge access to specific airline lounges or via a third-party program, such as Priority Pass, at a reduced fee. - Earn 4 CV points for every Rs 200 spend. #1. Get premium access to 1,000 airport lounges around the globe with Metrobank World MastercardDomestic Lounge Access. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. 4 reviews. The lounge occupies 8,500 square feet of prime real estate right beyond TSA. Get up to AED 10,000 cash back per year for Citi Credit Card Referrals Refer your family members or work colleagues for Citi Credit Cards and earn up to AED 10,000 cash back annually (up to 5 referrals per year). Best for airport lounge access through Mastercard Travel Pass provided by DragonPass. Read Review. Manage your card with the Money app or Online Banking. Free shipping on. Nedbank Namibia Platinum Credit Card. Member with 4 guests. U. Get 10 international airport lounges, plus one guest per visit with Visa Signature. Capital One Venture X Rewards Card. Visitors do not need to be Standard Bank customers to access the lounge. 00 per month. Can I access a SLOW Lounge if I don’t have my FNB card with me? Yes, you can access. 2021-03-11. 3. All you need to do is swipe your card for record-keeping. Many credit cards offer access to the Oryx Lounge as a benefit, and many airlines offer free access to the lounge with a business class or first class tickets, so you may not need to pay the entrance fee. Nedbank American Express Platinum Credit Card. Special access to a philanthropy centre. Ask your banker to introduce you to a wealth advisor for your longer-term financial plan. Airport Lounge Membership | Priority Pass 1,400+ AIRPORT LOUNGES AND EXPERIENCES MORE PLACES TO RELAX, WORK AND STAY CONNECTED. The best credit card for airport lounge access overall. Card holders and guests can travel on any carrier Companion ticket holders have unlimited lounge access to SAA owned departure lounges. Those who hold the Platinum card can enjoy unlimited access to the Centurion Lounge with up to 2 family and friends. But even Chase isn't calling it a lounge. In this post, we’ll show you everything you need to know about the airport lounge access offered by the Chase Sapphire Reserve. Earn unlimited Voyager Miles at the fastest rate on the SAA Voyager American Express® card. Free secondary cards for your spouse ensures that they get the same local and international airport lounge access. Access to over 1,000 airport lounges globally, with a FNB Global Debit Card and Lounge Key. Active duty military traveling in uniform and on orders. Lounge location: Airside, - after Immigration turn left and walk towards Gates A7-A18. One guest flying on a Oneworld airline; additional guests $30 each. How to access the lounge. Image Credit: daisuke via Foursquare. Using any other linked credit card will earn you only 2 Greenbacks for every R10 spent. S. Cardholders can earn up to 2 reward points for every 1 AED spent on the card, which can be redeemed for various rewards, including flights, hotel stays, and retail vouchers. Image Credit: LoungeBuddy. A card with lounge access only. comparing Capital One travel rewards. m. Receive up to S$140 SUPER upsized cash via PayNow when you apply and get approved for the Standard Chartered Journey Credit Card. Location: Concourse D rotunda Hours: TBD Size: 7,857 square feet Specialty Amenities: TBD Bottom Line: Here’s a look at all of the lounges you can access in addition to the Capital One Lounges with the Capital One Venture X card. Chase Sapphire Reserve®. Apply online Why choose an American Express Platinum Credit Card? Earn 30,000 welcome bonus Membership Rewards points Earn an accelerated 1. Apart from International lounge access, it gives unlimited Domestic lounge access which is a good mix for anyone to choose. 2 free visits to Priority Pass lounges at over 1,300 airport lounges worldwide per year. Alternatively, get up to 35,000 miles when you apply with annual fee waiver and make eligible spends. But you still earn Greenbacks at double the. While the Chase Sapphire Reserve card may be a better choice for those looking to maximize lounge access, it is still a good card. Boston Logan International Airport has 2 Delta Sky Clubs and 1 temporary Delta Sky Club Express: Delta Sky Club Terminal A, near gate A6: Sunday through Friday: 4:30 a. As such, we have partnered with Bidvest Premier Lounges to offer you the option of sitting back and relaxing in their airport lounges for FlySafair's domestic and international flights. Enjoy unlimited access to over 25 airport lounge access. Subsequent visits will be debited to your account at the prevailing lounge rates imposed by the respective airport lounges. Standard membership is a £69 annual fee plus £24 each time you enter a lounge. Minimum income R5,000 p/m. You can purchase membership either through your. Nedbank Platinum Credit Card. Priority Pass Access India has partnered with the National Payments Corporation of India, offering airport lounge access to RuPay card holders. Select "Card Benefits. Lounge access varies by card, but at a minimum, most top-tier travel credit cards provide a form of Priority Pass Select membership that allows unlimited access to more than the 1,300 airport lounges in the Priority Pass network globally. 6 Or choose Pay with points7 and redeem your Avion points to make a payment towards your credit card balance. Instead, Chase calls it an "experience," described as an indoor. The FNB Aspire Credit Card is an entry-level credit card available to those earning between R84,000. Apply Now. N/A. 200. Highlights. One guest flying on a Oneworld airline; additional guests $30 each. . Zero transaction fees when making purchases. All Eligible Cards must be validated at point of entry by swiping a transaction of a nominal value of Rs. Complimentary Access: As an HDFC Regalia Credit Card holder, you are entitled to complimentary access to the participating airport lounges. ensure you can easily locate a LoungeKey lounge at the international airport and terminal that you are in. Tambo International Airport (JNB) lounges with a day pass, airline status, membership, or credit card. Several credit card issuers provide complimentary access to airport lounges across the globe. m. Get a complimentary upgrade to the award-winning first-class cabin when booking in Business Class with Etihad Airlines (as well as discounts up to 15%), and discounts up to 10% on Emirates and 20% on Qatar Airways. As of Feb. Clients are charged a one-time initiation fee of R180. But just a few months. Opening Hours: Opening Hours: 06:00 - 22:00 daily. 5%. za. The American Express® Gold Card doesn’t offer lounge access. Enjoy unlimited access to domestic and International airport lounges. New American Express card members can also earn 20,000 KrisFlyer miles upon payment of their annual fee and a minimum spend of S$3,000 within the first 3 months of card approval. To activate your Priority Pass Select membership that comes with Sapphire Reserve: Sign in to Chase Ultimate Rewards ® . Earn an accelerated 1. Additional Information. Other ways to get airport lounge access. Earn double Miles for all eligible spend* in the first month after your account has been opened. I walked in and asked in 2009 and a couple of times since then. Mention ‘LoungeKey’ is the associated partner. " This is a one-time activation, after which all Sapphire Reserve card. NerdWallet rating. Many credit cards in the U. Hilton Surpass - PP (no dining) with 10 visits per year. So, while the network is large, there's no guarantee you'll have access to a lounge on every. Nedbank SAA Voyager Premium Credit Card Summary. Nil. The Nedbank Credit Card is designed for people who are employed or self-employed and have a consistent income. MoneyHero Exclusive Offer: [Till 30 November] New Citi Credit Card Customers can get Delsey Air Armour 4 wheels Travel Suitcase 30" (valued at HK$3,899; Random Color) / Marshall Stanmore II Wireless Speaker (valued at HK$3,499; Random Color) / Philips Airfryer HD9743 (valued at HK$1,998;. The Nedbank Private Wealth bundle. Get ten international airport lounge visits per year at over 800 LoungeKey lounges. Access to the Bidvest airport lounge at a discounted rate. ; Tap Transact. LoungeKey is an airport lounge programme that gives certain credit card holders complimentary access to airport lounges worldwide. 00. As you can see, paying cash for an Admirals Club membership is expensive -- especially if you purchase a household. 1. 99%. Free. The American Express Global Lounge Collection TM unlocks access to more than 1,300 airport lounges across 140 countries and counting. Exclusive access to promotional fares and Voyager promotions 24 hours before they are made public. Which Credit Card Holders Are Allowed in the Marhaba Dubai Lounge. ensure you can easily locate a LoungeKey lounge at the international airport and terminal that you are in. Relax in the comfort of over 1300 lounges at airports around the world with four complimentary lounge passes every year. Children below the age of two can enter for free. Eligible credit cards from American Express include access to the Global Lounge Collection and a Priority Pass Select membership. If you want the best chance at getting airport lounge access in the future, look for (and start using) a credit card that: Partners directly with airport lounge networks, like American Express. In conclusion, the Citi® / AAdvantage® Executive World Elite Mastercard® is the only Citibank credit card with airport lounge access. Complimentary replacement card. Absa preferential rates. The bank’s Privilege Clients and MTB Premium Credit Card Holders can get access and relax at the lounges as per policy. You pay $32 for each guest pass and have access to the full global list of lounges. Extensive travel benefits, including free access to BIDAir’s Premier domestic airport lounges around the country. While any traveler can purchase lounge access for $65, Capital One Venture X Rewards Credit Card cardholders get unlimited access as a perk of card membership. To earn an unlimited number of visits each year, the total eligible purchases on the Card must equal $75,000 or more the previous year. Other fees associated with the. Credit card holders get an option credit life cover which can cover account holders. If you want to bring any guests with you, you’ll have to pay $50. The premium travel card is packed with enough benefits to fill an entire article. Venture X benefits include: Airport lounge access: Receive unlimited complimentary access to Capital One, Priority Pass, and Plaza Premium lounges. How to access our exclusive airport lounges. But maybe you mixed up separate benefits a same card has, like for example the CIBC Aventura Gold Visa Card and the CIBC Aventura Visa Infinite Card gives you both a credit to pay for NEXUS and 4 airport lounge passes for free. But many cardmembers find this potentially long list of travel benefits are worth the annual. Key lounges: international admission. Enjoy a glass of wine. 45 cents each, so your best bet is to pay the annual membership fee with cash, as opposed to miles. • Get up to 12 complimentary visits* annually at local Bidvest airport lounges. Best for Admiral’s Club lounges: Citi® / AAdvantage® Executive World Elite Mastercard®. Update: One or more card offers in this post are no longer available. Rewards and discounts. You are entitled to take in one guest during each visit. - Get bonus CV points and up to 4 Economy class tickets on achieving milestones. While Capital One partners with 100+ Plaza Premium Lounges, and Capital One Venture X Rewards Credit Card holders can access 1,400+ lounges through Priority Pass, the issuer only has a few lounges. Apply online today. Access local and international ATM displaying either the Amex or Visa. For international airport lounges Swipe your Private Clients Visa Signature Cheque or Credit Card at the lounge reception to get access. means Nedbank Card Division, a division of Nedbank Limited, registration number 1951/000009/06, with its principal place of business at 000 Xxxxxxx. Mention ‘LoungeKey’ is the associated partner. D. 1. No1 Lounges – £27. • For the following card holders: American Express Platinum Credit Card, Greenbacks Platinum Credit Card, Greenbacks Platinum Cheque Personalised. Diners Club, ABSA, Investec, Nedbank, Standard Bank and the Collinson Group. Joining Fee: R s. HDFC Infinia Credit Card. Click “Go to external site” under the “Airport Lounges” section. Showers and toilets together with facilities for the disabled offered in most Lounges. You get airport lounge access, a NEXUS fee rebate, and. With this partnership, the eligible RuPay card holders in India will be able to access over 50 premium lounges and airport experiences in major cities across India. Get up to 4 free airport lounge passes yearly Enjoy 1 free lounge pass for every single transaction of at least Php. American Express Platinum Card. With the American Express Global Lounge Collection® and your Platinum Card, we give you plenty, including access to 1,200+ airport lounges in over 500 airports around the world. For updated Bidvest Premier Lounge operating hours, please visit bidvestlounge. The above shall be applicable twice each on your American Express and Mastercard variants of. There are 11 cards that give you access to a worldwide airport lounge network with at least 1200+ lounges (either DragonPass or the combined Priority Pass/Plaza Premium network), but with a set number of free visits per cardmembership year. Access Via: Diners Club. Airport lounge access: 3X free access to participating Plaza Premium Lounges in Malaysia (subject to spending criteria) Minimum income requirement: RM3,000 per month. S. Capital One Dulles Lounge Hours and Location. Acceptance at all ATMs for instant. 24 helpful votes. Alaska Airlines. Access at over 1200 airport lounges worldwide with three complimentary visits annually. 99% on cash advances. -issued American Express card. Eurocard Platinum/Eurocard Corporate Platinum with personal liability include a free membership in LoungeKey, giving you access to 10 free lounge visits per year. If you want to bring any guests with you, you’ll have to pay $50 per. S. ”. 5% on all foreign currency) in addition to valuable travel benefits like comprehensive travel insurance, airport lounge access worldwide (with 6 free visits per year), and the ability to redeem. • Enjoy preferential debit interest rates*. to 10 p. • You will only be granted access to the Lounge two (2) hours in the event of domestic flights and four (4) hours in the event. SAA/NEDBANK Platinum Credit Card holders departing on a same-day SAA flight (no guests) First Class passengers , departing on the same day on a flight operated by a Star Alliance member airline (+1 guest) We have long standing relationships with various airlines and corporate partners e. The booking service is now exclusively available to Amex card members, but anyone can use the LoungeBuddy app. • The name on your card must match the name and surname on the boarding pass. View now. Delta SkyMiles® Reserve American Express Card - best for delta flyers. To earn an unlimited number of visits each year, the total eligible purchases on the Card must equal $75,000 or more the previous year. 4 ways to get airport lounge access. Every year, FNB Aspire credit card holders. docx Nedbank Group Limited/American Express® lounge access Terms and conditions 1 Complimentary lounge access 1. You’ll have to rely on your fare class or elite status to get access. Not only do cardmembers get access to Priority Pass lounges, but you’ll also get access to 7 other airport lounge networks including Centurion Lounges , Delta Sky Clubs (when flying Delta), Plaza Premium Lounges, and. Monthly fee: R30; Min monthly income required: R5. British Airways offers arriving passengers at London's Heathrow Airport access to Arrivals Lounges. American Express® Platinum Reserve Credit Card. If the card is not present, you will be denied access to the Bidvest Premier Lounge. Once logged in, navigate to the benefits or perks section to. Buy an Admirals Club membership (with miles or cash) Get the Citi AAdvantage Executive Card. The minimum age for card members to enter a lounge without a parent or legal guardian at locations that feature a self-service bar is the local. These cards give cardholders free admission to Delta Sky Clubs on days you fly Delta Air Lines marketed or operated flights. Nil. This credit card offers free MasterCard lounge access to premium airport lounges across the world for you and your supplementary cardholders. Priority Pass, Capital One Lounge, and select Plaza Premium Lounge access. Interested in knowing where the airport lounge is located, their facilities and hours of operation? Use Mastercard's airport lounge finder to get more such details about the lounge you are looking for!ensure you can easily locate a LoungeKey lounge at the international airport and terminal that you are in. Ten international airport lounge visits per calendar year at over 1200 LoungeKey lounges for you and one guest per visit. Banks pay about Rs 800 (US$10) for every domestic-lounge access to lounge providers such as Dreamfolks and around Rs 1,500 (US$18) for an international-lounge access. m. $1,361. • Additional visits for Cardmember or guests can be purchased at the prevailing rate. Standard Capital One Lounge IAD hours will be 5:30 a. At just $95 a year, it’s a great starter travel credit card that allows you to earn points that can be redeemed for cash back or travel. You can access lounges up to three hours prior to scheduled departure, or on arrival. Buy One Get One offer on Talabat Orders without any minimum purchase requirement. 4 helpful votes. Delta Sky Clubs. g. daily. Standalone. Buy airport lounge access starting at $16 per person. This card also pays annual and monthly credits for airline fees, Walmart+, hotels, digital entertainment, and more. 3. 4%. Best for Delta SkyClub: Delta SkyMiles® Reserve American Express Card *. Diners Club Basic Cardholders enjoy one (1) complimentary visit per customer per calendar year to any one of the participating airport lounges worldwide, for the basic cardholder only. Citibank Prestige. Zero transaction fees when making purchases. Subsequent visits will be debited to your account at the prevailing lounge rates imposed by the respective airport lounges. 1%. carriers issue airline credit cards with high fees that gain you access to their proprietary airport lounges. S. Annual fees range from $99 (with one free. SBI Elite Credit Card is one of the best credit card with airport lounge access in India offering all-round benefits across multiple categories. Axis Bank Vistara Signature Credit Card. Features & Benefits of ADCB TouchPoints Platinum Credit Card. Rates & Fees. Axis Bank Vistara Signature Credit Card. No airport lounge benefits. Delta Sky Clubs. 8 complimentary domestic lounge access in a year. Harry Reid International Airport (LAS) — Coming Soon. Capital One Venture X Rewards Credit. HSBC Black Credit Card. Opening date unknown. A qualifying credit card; A same-day boarding pass; A government-issued photo I. This card provides cardholders with access to. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. 100,000 MR points. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023. Stay active in our gym or recharge. Besides buying your own membership, there are a few other ways you can access airport lounges. Valid until 29 Nov 2023. Lounge access is restricted to four airports worldwide, and the discounts offered more broadly are still quite narrow. m. The Chase Sapphire Reserve ® credit card provides airport lounge access to cardholders by way of a complimentary membership to Priority Pass™. • For the following card holders: American Express Platinum Credit Card, Greenbacks Platinum Credit Card, Greenbacks Platinum Cheque SAA Nedbank Premium Credit Card holders and holders of the Platinum Voyager Credit Card issued by Ecobank. Access rules vary, but generally, top-tier loyalty program members and branded credit card holders can visit the lounges within 3 hours of a flight departing from that airport. You'll need to inform the lounge staff that you are a LoungeKey member. Annual Fee: $150/Year, 1 free supplementary card. 00 and R449,999. Delta SkyMiles® Reserve American Express Card. This means you can enjoy the amenities and services provided in over 1,300 lounges in more than 140 countries without any additional charges, making your travel experience even more rewarding. 00. • Get up to 12 complimentary visits* annually at local Bidvest airport lounges. Specifically, the free lounge access to customer(s) may be suspended if the validation system at the Participating Airport Lounge is unable to swipe and authorize the customers’ Card due to any system malfunction or connectivity issues. Although those numbers are impressive, many lounges are outside the U. 10,000 bonus air miles and. Of course, lounges are the main event. Relax in one of over 1,200 lounges across over 130 countries. United Club. Credit card payment is advisable, as this releases the voucher immediately to the email address provided. View now. 3. 1, 2023, American Express has changed the guest access policy for Centurion Lounges. carrier. One of the easiest ways to get an Admirals Club membership is to get the Citi AAdvantage Executive World Elite. The SAA Voyager Gold credit card is an entry-level travel credit card designed to introduce new travelers to the world of travel credit cards. Grants a LoungeKey membership. Earn unlimited 2X rewards miles, plus 75,000 bonus miles, and enjoy flexible redemption and transfer options. All you need to do is. See more Apply online. No guest. Priority Pass is a worldwide airport lounge access program offered by Collinson Group Limited (“CGL”) that allows the Cardholder to register for membership in CGL’s Priority Pass Program through the Priority Pass Portal. Clients are charged a one-time initiation fee of R180. • Get up to 12 complimentary visits* a year at local. Located in gateway airports around the world, such as London-Heathrow (LHR), Singapore (SIN), Rio de Janeiro (GIG), and Hong. Airport lounge access to the PAGSS Lounges in NAIA. Terms and conditions apply. ABN holders w/ $75k revenue. But airport lounge access isn’t reserved to higher class ticket holders – credit cards with airport lounge perks can help. Delta SkyMiles® Reserve American Express Card. (Simply present your Visa Infinite card at local Bidvest lounges or international. Nedbank Private Wealth. Access rules vary, but generally, top-tier loyalty program members and branded credit card holders can visit the lounges within 3 hours of a flight departing. Perhaps the absolute best credit card for airport lounge access, including Priority Pass, is the Amex Platinum card. Features: Priority Pass membership. A credit card enthusiast and avid traveler. Amex Platinum - Extensive lounge access but lacks the dining benefit for PP. This credit card only requires cardholders. HSBC provides holders of the HSBC Premier Card with access to their roster of “Premier Privileges. The Capital One Venture X credit card has a high $395 annual fee, but this is common on premium credit cards because of the benefits they offer. MORE LIKE THIS Travel Travel Rewards Credit Cards. co. Cardholders earn 10 points (4 miles) per S$1 spend on fashion retail, electronics, and a variety of merchants (Amazon, Alibaba, Lazada, Qoo10 and. But. American Express offers many credit cards with airport lounge access. You can access lounges up to three hours prior to scheduled departure, or on arrival. The very best airport lounge access credit cards are the Amex Platinum card and Amex Business Platinum card. some more travel benefits of this credit card are: contactless payments. Telecom, Utilities, Real Estate & Govt. Nedbank offers private wealth services that call for an R1. Capital One Venture X Rewards Card. Tap Lounge. Many of the credit cards with airport lounge access are a part of a rewards programme that could be tied to a specific airline. Additional Information. As of this writing, it boasts 1,400 eligible locations in over 600 cities in 148 countries. You’ll get between 1 and 10 free passes per year to enter select airport lounges for free. In addition to Priority Pass lounges, the Amex Platinum card gets in you into Amex Centurion Lounges , Plaza Premium Lounges , Delta Sky Clubs (when flying Delta), and a handful of other lounge programs . OCBC Titanium Rewards Card stands out because it is the only shopper credit card that offers airport lounge access. After all, you and your Supplementary Cardmember plus one guest, have access to one of the world’s largest independent airport lounge access programmes – Priority Pass TM. 4 per month. Travel to 1,200 destinations with 26 Star Alliance airline partners. Airport access rules: With an ABSA private banking credit card, you’ll get access to any DragonPass lounge in South Africa or around the world. ENRICH YOUR AIRPORT EXPERIENCE WITH THE PRIORITY PASS APP. • Reward Rates: The HSBC Visa Signature. The Nedbank Gold Credit Card is one of the best-value credit cards with a low monthly payment of only R40 ZAR. Get a 20% discount on Fastrack VIP Airport meet and greet services using your Amex Platinum card at airport lounges. worldwide at no charge. Access to specialized lending. After that, you’ll pay a discounted rate to enter in most cases. Anyone can use an airline lounge, provided they pay for it one way or another. Register now. Priority PassTM6 – To enrol, please call Platinum Card Service at 1-800-263-1616. American Express Platinum Card. The card itself has no annual fees – but its list of benefits is far more limited than some of the other cards mentioned. Simply, present your Priority Pass membership card and boarding pass for access. Earlier, in 2021, India’s largest private lender HDFC Bank increased its free lounge access to 50 from 18 for the non-premium card holders. 1 Complimentary Lounge access is available to holders of the below mentioned cards providing such cards are in good standing: American Express Centurion Card; American Express Platinum Card; American Express Gold Credit Card. - Get bonus CV points and up to 4 Economy class tickets on achieving milestones. Swipe your Visa Signature Professional Banking cheque or credit card at the airport lounge reception to gain access. Now, Platinum Card and Business Platinum Card® from American Express card holders will be charged a. Investec Platinum Visa cardholders have unlimited access to SAA-owned and Bidvest Premier Lounges in South Africa.